Thursday 10 January 2013

Id Theft Protection


I've worked with computers for years, since the early eighties. I keep abreast of every changing detail in the tech world, and even I am beginning to feel left behind by some of the newest advances. Still, I am well aware of the nefarious nature of computer technology as well. Though it has presented some wonderful capabilities that most of us would never want to live without, it has also made us vulnerable to cyber crime. Although I do not take part, I know how easy it is for the computer savvy to work their way around the internet and track other people's private information. If I really wanted to I could probably figure out the password to your email and go snooping around. The tech criminals out there have software designed to construct code busters that give them an immense amount of power that can be used for very bad things. Always be on the lookout for criminal activity when dealing with private and sensitive information on the internet.

Criminal identity theft is perhaps your biggest concern in modern times when dealing with cyber crime in general. Identity theft in the past involved stealing personal information somehow and pretending to be someone else. It was fairly straightforward before computers, so it was easier to avoid. Now it is very difficult to make all of your purchases with cash and in person. 

Electronic money transfers may even be more common now than the use of cash at many establishments. How often do you go out to eat and slip the waitress a credit card only to see her disappear for five minutes with it while she runs it through a machine? How long would it take someone to write your information down with that card and use it to make purchases online at a later date without you having any knowledge until the bill came in? Think of the times where perhaps you threw garbage away that may have contained your social security information on it or tax information. By dumpster diving someone who has obtained your social security number can then go online and set up their own credit card account under your name and begin make all sorts of purchases under your line of credit. They can even buy a house and take out loans! How can you avoid social security number and identity theft?

- Keep track of all your accounts at all times. Monitor your statements and credit score.
- Never let your credit card out of sight.
- Shred your mail before throwing it out. Especially personal information.
- Change online passwords regularly. Preferably once a month.
- Never use account information online unless it is a secured site.

Even by following this advice you may become a victim so it is important to have instant access to a social security identity theft form. A good website to find this and more help dealing with the wide range of identity theft is legal-yogi . They are experts and will lead you to the right people who can help protect and advise you.

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